Privacy Policy

Universal Business Solutions (UBS) created this Privacy Policy to demonstrate our firm commitment to your privacy. The following discloses our information gathering and dissemination practices for this Web site: www.universalbs.com

General

UBS may collect certain technical information from its Web site visitors, such as your IP address. Your IP address would be used to compile non-specific, aggregated demographic data; it would not be linked to any personally identifiable information. UBS may use such information to help diagnose technical problems with its server, and to otherwise administer its Web site.

UBS will provide one or more inquiry forms that you may fill out to enroll yourself in various services provided by this Web site to notify you, via email, of matters deemed noteworthy by UBS. Such matters may range from changes affecting the Web site to your use of the Web site. Unless otherwise noted, the information collected on these forms is used to correctly address emails to subscribers and to gather demographic information. For example, UBS's registration form allows users to provide contact data (such as your name and email address). We use such data to send you information about our company and promotional material on behalf of our partners, and to collect statistics. Furthermore, we provide an order form for customers to request information, products, and services. The customer data collected (such as an email address) and the financial data collected (such an account or credit card numbers) are used to fulfill the orders requested by the customer; to provide information about UBS to the inquiring customer; to check a customer's qualifications and bill the customer for products purchased or services used; and to contact a customer for such other purposes as deemed necessary by UBS. Customers may opt-out of receiving future mailings through the methods as described in the "opt-out" section below.

Some of the collected information may be made available to third parties in order for them to supply our users with information on products and services. Personal financial information, such as a credit card number, is not transmitted to third parties.

By providing information to UBS through various forms, including requests for products and/or services, enrollment forms, etc., you are consenting to UBS's use of such information as described herein.

Third Party Sites

This site contains links to third party Web sites. UBS is not responsible for the privacy practices or the content of those Web sites.

Minors

Minors under the age of 18 are not eligible to use UBS and should not submit any personal information on this Web site.

Security

UBS employs security measures such as the use of secured databases and other site securities to protect against the loss, misuse and alteration of the information under our control. Notwithstanding such measures, you should be aware that third parties may unlawfully attempt to intercept or access
private information.

Cookies

Cookies may be used by UBS to help provide customized content, keep track of preferences, and to keep track of and improve content and services.

Opt-Out

UBS offers users of this Web site the opportunity to opt-out of receiving communications from us and our partners. This Web site offers users the following options to remove their contact information from our database, to prevent receipt of future communications from us, and to stop receiving our services:

(1) You may send an email to info@universalbs.com to request removal of your contact information from our database, or (2) where provided, you may opt-out via a link in the email
sent to you by UBS.

Please note that UBS can only remove information from its own database and, if such information has already been shared with third parties, as set out in the terms of this Privacy Policy, UBS cannot guarantee that it can have that information deleted from the database(s) of those third parties.

Correct/Update

To change or modify information previously provided, you may request the changes by emailing to: info@universalbs.com


Changes to Privacy Policy

UBS reserves the right to update this policy from time to time for any or no reason by posting changes online. You are responsible for reviewing information regularly posted online on the Web site to obtain timely notice of such changes. Reasonable effort will be made to notify you of any material changes to this Privacy Policy through the posting of an
announcement on the Web site.

Disclosure of Private Information to Authorities

You authorize us to disclose information about you to law enforcement or other government officials for purposes of investigations of unlawful activity, including but not limited to fraud and intellectual property right infringement.

Enforcement

UBS shall investigate all credible concerns pertaining to this policy, and shall take any corrective measures it deems necessary to ensure compliance with this Privacy Policy, through its Customer Service Department.

Contacting the Web site

If you have any questions about this Privacy Policy, or other questions about UBS, please contact:

Universal Business Solutions
Attn: Customer Service Department
info@universalbs.com